Money Muddles ….. by Yvonne B


Where do you go when your head is swimming with money muddles ?


Who do you turn to when you feel the muddle is too big or too hard for you to sort it out by yourself. Do you talk to a friend ?  Or would that be too embarrassing ?  Do you pay someone to listen to you and give you advice ?  Or is that unaffordable ?  Do you struggle on, feeling more and more stressed out because nothing is changing and nothing is getting any better ?


Or, do you do “none of the above” ?


MABS ….. is a strange name.  From the letters M … A… B… S… it’s hard to tell exactly what it is and what it does.  You’ve heard it talked about.  You vaguely think you know what it is and who it is for but my guess is you’re not really sure.


MABS is a FREE service for anyone with personal money worries, from a small niggling worry to a whopping great debt.  It’s also for people who want to be organised about money so that it isn’t always a worry.


No money worry is too small or too big to bring to MABS. It’s FREE because the Government funds MABS, but MABS is not a government organisation.  So, you can rely that anything you discuss with MABS is in complete confidence and that any advice you get is unbiased.


What does MABS do ?


MABS listens – you can talk about money being tight, unpaid bills or how you are not good at managing your money without feeling embarrassed. Every year thousands of people all over Ireland talk to MABS without blame and without shame.


I bet you’re thinking, what kind of people talk to MABS and you’re probably thinking, MABS is NOT for people like me. The truth is, MABS is for people like me, like you, like all of us.  All kinds of people have money worries for all sorts of different reasons at times in life.  Being worried about money and making ends meet can make any one of us feel vulnerable.


MABS works with people whose income is low and who can’t make ends meet.  You’d expect that.  It also works with people with big incomes but big personal expenses.  It works with people whose lives have changed and money is short because of redundancy or because they can’t find a job or because of a family break up.  It works with people who have a lot of cost because they are battling illnesses.  It works with people who’ve got behind in paying bills, such as electricity and gas; who are struggling to pay rent or who don’t have enough money to stretch out over a week.  It works with people in mortgage debt.  It works with people who have to go to Court because of unpaid debt. It works with parents struggling to cover the costs of children going to school and college.  It works with people who aren’t in any particularly difficulty with money, who just want to be organised and have a budget done so that they feel in control of their spending.


Over the years MABS has worked with Office Workers, Factory Workers, Civil Servants, Doctors, Architects, Teachers, Gardai, Trades People, Mothers, Fathers and all sorts of others.  It doesn’t matter how you label yourself, MABS doesn’t label you, it just tries to get your money to go round on the things you need to pay for, so that you don’t need to spend your life stressing and worrying about money or the lack of it.


It doesn’t matter what your reason is, MABS will listen. You may want to talk just to ease your mind, or to get advice.  Or you might want to meet a Money Adviser, to get someone on your side to help you sort out your money muddles, someone who can talk on your behalf to companies you owe money to and get you started at getting on track and in control of your money.


If you want to talk about money worries, call LIMERICK MABS on 0761 072 210. If it’s easier not to talk send an email to or a private message on Facebook @MABSLimerick.


Money worries can be un-muddled, give it a try.





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